When your home, rental property, condominium, or commercial building suffers property damage, dealing with the insurance claim can become complicated quickly. Roof Claim Adjusting provides licensed public adjusting services to property owners in Maitland, Florida and surrounding Central Florida communities.

We represent policyholders—not insurance companies.

Our role is to help qualifying property owners document their loss, organize claim information, review available estimates and insurance documents, communicate with the insurance carrier, and advocate for the policyholder throughout the property insurance claim process. If you're dealing with hurricane damage, wind damage, water damage, roof damage, fire or smoke damage, or a denied, delayed, or potentially underpaid insurance claim, contact Roof Claim Adjusting to discuss your situation.

Call or Text: 407-497-7093

 Property insurance claims can involve much more than visible exterior damage. A single storm or water intrusion event can potentially affect roofing components, ceilings, walls, insulation, flooring, cabinetry, personal property, and other areas.

We assist qualifying Maitland policyholders with claims involving:

• Hurricane damage 
• Wind and storm damage 
• Hail damage 
• Roof damage 
• Water intrusion 
• Roof leaks 
• Interior water damage 
• Fire damage 
• Smoke and soot damage 
• Mold-related property damage 
• Commercial property damage 
• Denied insurance claims 
• Delayed claims 
• Potentially underpaid claims 

Coverage depends on the individual insurance policy and circumstances surrounding each loss.

 Central Florida properties can experience strong winds, heavy rain, hurricanes, tropical storms, and severe thunderstorms.

After a significant weather event, property owners may discover conditions involving roofing materials, exterior components, fallen debris, water intrusion, ceilings, walls, or other portions of the property.

When conditions are safe, documenting visible damage can be important.

Consider preserving:

Photographs • Videos • Emergency repair receipts • Inspection information • Estimates • Insurance correspondence • Claim documents

Do not climb onto a damaged roof simply to obtain photographs.

 Roof-related property insurance claims can become complicated because determining the cause, extent, and timing of reported damage may involve multiple professionals and substantial documentation.

Visible conditions may involve:

• Shingles 
• Tile 
• Metal roofing 
• Flashing 
• Roof vents 
• Gutters 
• Soffit 
• Fascia 
• Other exterior components 
• Resulting interior water damage 

Roof Claim Adjusting is a public adjusting firm—not a roofing contractor.

Our role is representing the policyholder during the property insurance claim process.

 Water intrusion can affect areas beyond the location where the leak first becomes visible.

Depending on the circumstances, damage may involve:

• Ceilings 
• Drywall 
• Insulation 
• Flooring 
• Baseboards 
• Cabinetry 
• Interior finishes 
• Personal property 

When water damage is discovered, photograph visible conditions and preserve records associated with emergency services or temporary repairs.

Whether a particular loss is covered depends on the insurance policy and circumstances of the claim.

 A fire loss may involve multiple categories of property damage.

In addition to direct fire damage, a property may experience smoke, soot, odor, damaged contents, water damage, and damage associated with firefighting efforts.

Organizing and documenting the different portions of a fire loss can be extensive.

Roof Claim Adjusting assists qualifying Maitland property owners with documenting and presenting property insurance claims involving fire and smoke damage.

 If your insurance company denied your Maitland property claim, preserve the written denial and supporting claim documentation.

A denial may involve questions concerning:

• Cause of loss 
• Policy coverage 
• Exclusions 
• Timing 
• Maintenance 
• Deterioration 
• Documentation 
• Other policy provisions 

A licensed public adjuster can review available claim information and help the policyholder better understand the carrier's position.

A denial does not automatically mean additional insurance benefits are owed, and every claim should be evaluated individually.

 Sometimes an insurance carrier accepts a claim and issues an estimate or payment, but questions remain about the scope of documented damage.

The carrier's estimate can be reviewed for differences involving:

Measurements • Quantities • Materials • Roofing components • Exterior damage • Interior damage • Water damage • Contents • Other documented areas

A difference between estimates does not automatically establish that a claim was underpaid.

However, significant differences may warrant additional review and documentation.

 Maitland also has a substantial business and commercial-property community.

Roof Claim Adjusting assists qualifying commercial policyholders with property insurance claims involving storm, hurricane, wind, water, fire, and other covered losses.

Claims may involve:

• Office properties 
• Retail buildings 
• Multifamily properties 
• Rental properties 
• Investment properties 
• Commercial facilities 
• Other insured commercial buildings 

Commercial losses can require detailed documentation, estimating, inspections, and ongoing communication with the insurance carrier.

 Property owners should understand the difference.

Insurance Company Adjuster: Works for or on behalf of the insurance carrier.

Public Adjuster: Represents the policyholder.

Roof Claim Adjusting represents you—the policyholder.

Your safety comes first. Once conditions are safe:

1. Photograph and video visible damage. 
2. Record when and how you discovered the damage. 
3. Take reasonable steps to protect the property from additional damage. 
4. Keep receipts for emergency services and temporary repairs. 
5. Preserve insurance-company emails and letters. 
6. Keep estimates and inspection documentation. 
7. Maintain a timeline of important claim events. 

Keeping an organized claim file can make it easier to understand what has occurred throughout the process.

 Our focus is property insurance claims.

We help qualifying policyholders understand the claim process while assisting with documentation, estimating, claim preparation, and communication with the insurance carrier.

Licensed Florida Public Adjuster
Local Central Florida Service
Residential & Commercial Claims
Storm, Water, Fire & Property Damage Claims
Denied & Potentially Underpaid Claim Assistance
Policyholder Representation